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10 REASONS WHY MALAYSIANS ARE STILL BROKE

 1. Consumed by the culture of consumerism
2. Only considering one aspect when making a purchase – the price
3. Not managing your subscriptions smartly
4. Being penny wise, pound foolish
5. Obsessing with instalment plans
6. Being financially illiterate
7. Do not have a budget
8. Not investing
9. Putting off insurance coverage
10. Depending only on EPF for retirement

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